// Finance
Pension calculator
Project your retirement pot from salary and contributions. Add a second person to model a household into one combined pot — everything updates as you type.
// Person 1
income
£
%
contributions
= £1,750 / yr
%
= £1,050 / yr
%
// assumptions
pot you already hold
£
annual growth of the pot
%
%
how long the projection (and pot) must last
yrs
// timeline
yrs
// drawdown
% of your pot at retirement, then rising with inflation
%
yrs
// state pension
yrs
= £12,548 / yr · today's money
£/wk
Projected pot at 55 • Today's money
£103,995
£182,356 in 2045 moneyPot growth by age
potpaid in
Retirement incomeper year · today's money
55–67£4,160/yrpot
67 onwards£16,707/yrpot + state pension
Pot lasts the full projectionage 90+
You & employer pay in£70,327over 19 years
Investment growth£112,029before inflation
Future value in 2045£182,356nominal · before 3% inflation
Illustrative only — not financial advice. Assumes a constant AER and steady salary growth; your actual pension will differ.